Trade Finance

Initiated by buyer who commits to repay Evolution

Off-balance sheet liquidity and credit protection solution issued to supplier

Reduces cash conversion cycle and overall financial position of buyer who can negotiate extended payment terms

Optimizes cash flow of supplier who gets paid early

Supporters top-line and bottom-line growth as buyer can purchase higher volumes at better pricing

Off-balance sheet financing optimizes capital structure of supplier which allows investments into growth and innovation

Transfers credit risk from supplier to Evolution

Strengthens relationships with suppliers and creates resilience in the supply chain

Supplier

Goods

Buyer

Invoices

A Buyer agrees to purchase goods from a supplier. The supplier sends invoices to the buyer offering credit terms of up to 270 days.

Buyer

Supply chain financing contract

Strengthens the buyer-supplier relationship

Generates liquidity by extending days payable

Benfits to buyer:

The buyer contracts with Evolution to pay its supplier early, at a discount.

Approves Invoices

Buyer

The buyer approves the seller’s invoices and confirms it will pay Evolution when the financing term concludes.

Supplier

$ discount payment

Evolution pays the supplier, minus a discount for early payment.

Buyer

$ Payment

Buyer pays Evolution full amount due at agreed upon financing term (30 to 180 days).